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Why are so many Americans so damn dumb?

why don't they realize things like how the insurance companies are screwing them? Insurance companies keep 30% of every dollar spent and it goes in their pocket. They exist to deny you service, to keep you sick. America is the only industrialized country in the world without universal health care. I await the predictable comments about that, fed to most americans by the likes of hannity, savage and limbaugh, all with great health insurance.....so, why are so many americans so damn dumb?

What happens if someone without insurance rear-ends me?

Here's a scenario. If I have a motorcycle with no insurance. Someone hits me at the red light and they don't have insurance. And it cost $25000 in damages. Considering they don't have insurance, it means they are poor. How can I get my money?

How much would an individual health insurance plan cost for me?

Obviously I know it can vary but I just want an idea. I am a female in my 20s and I was wondering what a policy would cost if I didn't go through an employer for health insurance. Can someone provide a ballpark area for the cost? Thank you

Is pregnancy a pre determined condition in insurance?

Hi my husbands insurance was terminated because they called him back to work to late so he didnt have enugh hours built up. It reinstates in October, If I were to get pregnant would they not cover me?

Car insurance confusion?

Ok, I'm 17 and I just moved to Florida with my 18-year-old boyfriend. He just got his license suspended so in a few days I'm going to get my first license here in Florida because I have a job to get to. (I've had my NC learner's permit for over a year) My question is basically, what are my options for car insurance? Can I have my own policy or is my only option to be put on his insurance? Please help!

Insurance for Bentley GTC Continental?

I (sadly) dont have one of my own - yet (im working on it..) Just out of general.Theres another new footballer on the go,hes only 21 & recently purchased a bentley.Approx. for someone in there early 20s how much would insurance cost? (I understand hes a footballer,he earns more a year we all do lol..) Thanx in advance xx

Do you have Life insurance?

Just wondering if you had life insurance, we have insurance for everything else, such as car, home, health. Why do you have Life insurance, or why not?

How much is motorcycle insurance in michigan?

I know it is hard to get an exact quote without knowing all the information, but I just need a range. I am looking at a 196cc 5 speed dirtbike that has been made street legal, and just need ~3 months of insurance. Would this be in the $100-200 range? Higher? Lower?

What is the cheapest Auto insurance I can get?

I'm 23, just got my license, i have a Honda civic year 2002, I live in Illinois.

Anyone know any sites I can go to to get life insurance and car insurance quotes? I don't want to give my?

phone number to any company because they hound you forever, I just don't need all the phone calls and presser.

Can someone please explain health insurance to me?

I'm looking for individual health insurance and it is very confusing. Can someone explain what things like deductible, copay, and coinsurance mean? Also, what's the difference between a PPO, Network, Indemnity, and a HSA-qualified plan? Lastly, how do I know exactly what is covered before I apply? People have sent me things in the mail and I'm looking online and I was given a list of things covered, but then it says that this isn't everything and once I sent in my payment I will get a full list of my policy and coverages. That seems shady, and these are top companies like Aetna and Health America, so I don't think they would rip me off. Plus, how come these companies aren't offering a bundle plan, where I can get health insurance, vision, and dental all in one plan with one monthly payment?

NY Full Coverage Insurance Rates?

How much is full coverage on any plan for a new driver?

Im looking for really cheap mediocre Auto Insurance!!1 HELP!!! PLEASE?

I have a mustang and I want cheap Cheap insurance any Ideas? I need to be able to pay with a credit card.

Insurance on a range rover?

how much do you suspect insurance on a 2004 Land Rover Range Rover Range Rover would be the car is $5000 i know the lady she dais she'd sell to me I just want to make sure the insurance isn't going to be too much I'm 18 B average took driver's course and defensive driving class.......just a guess

Can you exchange a motorcyle if the insurance ends up being higher than what was quoted at the dealer?

i called progressive, geico, esurance, and allstate and they all gave me a quote of over 2400.00 but the dealer quoted me 900.00.

How much is average home insurance; with a pool?

Is my insurance going to go up?

I was in an accident, and I was the only car involved. The cop didnt give me a ticket and we are not going to claim it to allstate. I want to know if my insurance is going to get jacked up.

Written off car insurance?

ive recently written off my car, does my policy continue after they have paid me ? ie if i get a new car with the settlement money, can i put that on the existing policy, as there is ...show more

Does online auto insurance quote comparison sites work?

Good dental insurance?

I am looking for a good, yet inexpensive dental insurance company...Any suggestions? I live in cali, if it matters

Who offers the cheapest car insurance in the Uk?

Ok im 22 years old and have have been driving for 4 years. Only one crash 3 years ago. Just got my renewal notice through the post. It has gone from 56 to 81. That is a alot for me. Whats the point in a NO CLAIMS BONUS?

I am looking out for a healthcare provider which is also an insurance company located in California, U.S.?

Beware this Scam on Car Insurance.!!?

A friend of mine was telling me about how his son was Scammed by a fake online Insurance Company. They are advertising car Insurance 50% cheaper, which of course is attracting young drivers. He paid 620 by his visa card for full cover, and was sent His Insurance documents. However, he was stoppd by the Police late at night for a Routine check, a few Months later, as It had come up on the NPR that he was driving without Insurance cover. He showed the Police his Documents and he was told that this company does not exist, and he is the 20th driver they have stopped and found that they have fake documents. However, the police did not press charges in this instance, but told him they have been trying to track these scammers for a whilr, but all they know is they are operating from Nigeria, and Latvia, but keep moving around. They advised the Lad in future to use a well known Insurance company or visit a good insurere in person to get Insurance. So God knows how many other drivers are on the road with useless Insurance cover.

What co. has the best car insurance for teens?

I 18 and want to get my own insurance

Health insurance for preexisting conditions

I've been denied health insurance under a private plan due to preexisting conditions and have to wait 3-5 months to be accepted into the CA high risk pool at a cost of $320/month which I really can't afford. Also, my employeer doesn't offer health insurance. Does anyone know how to get coverage?

what credit report does credit karma use

Insurance price.?

how much would insurance cost for a 16 year old buy. like on average?

Is ICBC Prejudiced against young drivers a 120$ a month insurance rate cars?

I am a young drivers just starting out and I drive just like anyone else, I don't consider my actions dangerous why is it though I must pay premium prices if I drive well. These rates only adjust after driving for a longer time. it can be that of statistics ? I know that amount a month for insurance alone is exorbitant and when I ask older drivers some say they pay around 50$ a month. Are there other licensures in BC for licensing for driving a car, perhaps much cheaper than ICBC ?

Jeep Tracker - About how much will insurance cost?

I'm 16 years old and I will be getting the Jeep tracker after I take drivers training. I live in Alberta and I am buying the car for about $1500. Any help would be great!

My auto insurance expires on Oct. 9th (today) Does that mean I can drive on Oct. 9th until midnight?

First speeding ticket how much will my insurance increase and for how long?

I recieved my first moving violation (speeding ticket) and would like to know the cost/percentage/etc of a potential increase (if any) to my insurance. I am reluctant to call my State Farm agent for fear that they'll pull the record now and re-do my rates instead of towards the end of 6 months when I am up for renewal. Any takers?

Insurance for car and motorbike on one policy?

does anyone know of any insurance companys that will do a joint policy for car and motorbike. i have 2yrs ncb on my motorbike and have recently passed my car test so would like a company to take into account my riding experience when insuring me on a car. carole nash will only do this if you have had your car license for as long as you motorbike ncb.

My grandmother bought a life insurance policy for me in 1980...?

My grandmother passed a few months ago, (i was not close to her, long story) I just found out from my aunt that my grandmother had a life insurance policy on me and my sister. I was born in 1980, I'm assuming that's probably when she started paying on the policy. She paid $1.20 a month and my aunt wants to know if I want to continue paying it. What happens if I don't? Can I cash it in? I do not have the policy in front of me but my sister has hers and it says purchased in 1986. the monthly payment was $2.40 for her. And it says something about a cash value on the back. from what I gather it is a whole life/ universal life policy from liberty life insurance out of south carolina. does anyone know if there is a way to calculate the cash value, estimate. I guess I might have to wait until Tuesday to call them to see if it is worth still paying on. (I do have other life insurance on myself)

Car insurance expired?

my insurance expired today, do i have to declare my car is off road while im trying to sell it. is there a time limit

How much would the insurance cost for corsa 1.2 limited edition for 17yr old new driver?

What is the average car insurance price for a new driver?

I have my driver licence almost eight months ago in NH. Now I moved to Mas and I pay about $ 210 per month for car insurance. I want to know if I can find cheaper or this not too bad for a new driver. I own a 2000 ford Taurus since two months. What do you think guys?

Does anybody know where to get cheap auto insurance for a 18year old?

Why are my insurance quotes so high?

I have tried searching for insurance on my moms car which is a Suzuki Swift GL 1.3 and I'm getting back quotes of 10,949.50 cheapest fully comprehensive and 6,404.20 Third Part, Fire and Theft. I passed my test january this year and I'm 18, I had temporary insurance on the car for a month in april and a week in june, the month in april cost 55 with Tesco and the week in june cost 70 with another company. I've also tried searching for insurance on other smaller engined cars like a citroen saxo 1.1i SX and got cheapest price coming back at 4,777.63 I live in Birmingham and have set it as the car being parked in the garage over night. Am I doing something wrong?

What is the cheapest and most affordable auto insurance?

i live in illinois

Does the Lexus IS 300 have high insurance rates?

compared to a honda accord sedan.

How much will buying a 2005 Mistubishi Lancer Evolution 8 raise my insurance premium?

I'm looking into buying a new car and I'm a bit of a motor head and like to race. The Evo 8 is my next choice, but I can't find out how much it will raise my premium. Anyone know? If it helps, my insurance provider is Allstate.

Do I need motorcycle insurance to ride off a bike at the dealership?

I meant proof of insurance while the bike (motorcycle) is paid in cash in the city of Milwaukee, state of Wisconsin?

How much does car insurance cost on average for a 18 year old female drive in florida?

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How much do 22 year olds pay for car insurance?

Car Insurance question!?

ill be 16 years old. I'm getting a 1986-1988 Pontiac Trans Am. Very good responsible driver. so, would car insurance be a lot of money??? What would be a good and cheap company to go with??? name brands please (state farm, All state, 21st Century, ext.)

My sister insurance covering my brother car but she wants to cancel?

She is cancelling her insurance for a lower rate with a new company and he wants to have the car insured in his name. The car is registered in his name. How would they go about this? can she say she no longer wants to insure the car?

Ford Mustang for a first car?

I know people say mustangs for 16 year olds have high insurance, but would buying an older model (1994-2000) with the V6 make insurance cheaper? Thanks!

Good military discounts for car insurance?

My husband is a Marine, we recently bought a new car and we're looking for good car insurance, preferably with a military discount! Does anyone have any experience with this? Thanks!

Using business address zip code for cheaper car insurance?

Can I use my business address instead of my home address for my car insurance? I have a full time job and drive to work with my car. Is there a problem with this? What if I purchase the insurance with my work address and then change that address to my home address?

How much would insurance on a gt mustang cost for a 17 yr old male?

Car insurance help needed?

I'm 16 and a male and I need to find out how much insurance would cost on a 2000 Monte Carlo SS. I heard that pod grade help so I have roughly a 3.3 GPA in HS

what credit report does credit karma use

How can you find out a property owner's insurance company?

Can you sue the owner for violent acts of a minor who lives on their property as well as the violent act physically occuring on their property? My daughter was jumped from behind and beat violently in the head. The girl recieved a ticket yet my daughter had to go to the hospital. Now she is afraid to go to school. The attacker is in her class.

Car insurance question?

Im 18 (female) i just bought a 1994 ford explorer. I have my license and stuff. First time im getting insurance. I need coverage to fix my car if i was in an accident and fix the other persons etc. Would it be cheaper to the car in my dads name and get insurance under him? Hes 58 and stable job for years and good credit. Thanx

I recently had hail damage to my car and my insurance company did an estimate which is 100% lower than 3 reput

I recently had my car damaged by hail and I have comprehensivr coverage. My insurance company had an adjuster do the estimate and his estimate is 100% lower than 3 other estimated I had done (some of which weer by shops they work with...CRP). They are telling me I can take it in and they will pay the shops a supplemental check for the additional costs. I don't want to take it in because of my deductible and they are telling me pretty much the only way i can really re-coup the money owed to me is to have it fixed...I pay for my policy and as I understand it, i am entitled to the compensation of the damage and it is my choice to have it fixed or not...am I right or wrong in my understanding????

Do cheaper old cars make insurance higher?

Ive been looking up cheap old cars such as 1995 peugeot 106 the insurance is still over 2000! is it because im looking at cars that cost 400? Im looking for a really cheap car to buy and has the average insurance price any suggestions ?

Cardiologist income and malpractice insurance?

What is the average income of an Invasive Cardiologist? about how much would malpractice insurance cost? how many years of school are required? how many years of internship?

Why is my car insurance so high?

Just finished paying a year of car insurance at like 125 a month. Just got my new bill for the year. They want 195 atleast first month. Are there cheaper car insurance companies out there?

Open driver car insurance?

I have recently got a job which involves me driving a disabled mans car. I have recently passed my driving test (october 2010) and I am only 19 years old. Does this mean the company I am working for needs to pay more for me to drive the car as I am not a experienced driver?

Cheapest sport cars for teenagers?

What is the best cheapest sport car and the cheapest insurance.

Next step after finding out your being kicked from auto insurance?

My boyfriend was on his parents policy with Met life and has been in 2 MINOR accidents in the last year and they told his dad either my boyfriend goes or everyone under that policy goes and they didn't tell us until a few days ago. Here's the kicker, he will be off the policy the end of the week. Will this make it harder for us to get him insured? How can a car incarnate company do this? He can't work without driving there and he can't drive there without car insurance. I don't know what to do. I currently have State Farm with my parents, would they let us open our own thing together even though we are not even technically engaged yet?

Do you have health insurance?

if so, how much is it per month? How old are you? what kind of deuctable do you have? feel free to answer also if you do not have insurance.

I live in California, How do I obtain a state license to sell auto insurance?

Pls. show a website were I can see what are the requirements to obtain a license and explain well what it is and what to do.... Thanx.

How does car insurance work??

Is it a monthly thing or do you pay it all at once? How much will it be AVERAGE for a 17 year old girl in canada? I know other things apply but just give me a rough estimate cause I have to idea if it's $200 or $5000.

Good Cheap car insurance?

Im 16, Im getting my truck and my license in september, and I was wondering what car insurance companies I should look in to? I could be added onto my parents plan but it would be pretty expensive, I was wondering if there's a cheaper option? what insurance do you have and why? thanks!

How much will your insurance go up by if you get a brand new car?

im thinking about getting a Honda civic 2012 and if my insurance is going to rise like by 100-150 $ im not going to get it but i was wondering how much will it rise by if a get a new car i also have been in minor accident and my insurance is about 250 one way and it is with statefarm im a toronto citizen so only in toronto prices

Will my car insurance go down if i go on my parents car insurance?

Im 16 at the moment and i am 17 in a few months and i will be learning to drive. I know car insurance is so high for a 17 year old, but i was wondering if i go on the parents car insurance for a while, will my car insurance go down when i get my own as i have had experience on the road

Car insurance // Policy holder..?

I am the policy holder to my new car. We all know insurance can be a bit of a nightmare, therefore I was put down as a named driver on the insurance which is in a family members name.. Can I be the policy holder, but secondary on the insurance (.. My car + Cheaper option for car insurance = wrong/illegal thing to do? )

Does my contractors liability insurance cover roofing subs?

Can my parents exclude me from their auto insurance?

My parents have Country auto insurance (I'm assuming Countrywide, they said the one on the commercials ) I'm 16 and I feel it's my choice whether I get my license like every other kid out there, but my parents won't let me because their rates will go up. I know some insurance company's can exclude certain people from their plans, will my parent's insurance company do that for me? I really don't want to go through the hassle of calling them going on hold explaining it correctly etc. Please let me know! Thanks.(:

If requiring people to have car insurance is the same as requiring them to have health insurance then why?

Wont the US government help you pay your car insurance if you cant afford it? Isn't car insurance a basic human right?

Insurance For first time driver?

So like i wanna get a car, and i live in the uk , how much would i be paying monthly for insurance?

Do you get cheaper insurance for older cars or new cars?

How much insurance would be on a 600cc?

Im deciding on getting a 600cc, or a gsxr 600 around the 2004-2005 range. Im 21 years of age, How much do you think insurance will be for me? I live up in the woods so i know when your in a less populated town and out of the city insurance will be a little cheaper. Thanks

Question about teen car insurance?

Question about teen car insurance? I have a couple questions about insurance for teens: 1. If it is a 4 cyl, is insurance lower? 2. Is it cheaper if you have good grades? 3. Does the style/number of doors make a differance? TIA

Is my terrible credit rating going to affect my insurance premiums if I pay monthly?I?

I'm buying a new scooter in the next week or so so I can get to my new job. I've got a terrible credit rating from being over zealous with credit cards and loans. I can only afford to pay monthly for my insurance. Because of my credit rating, is there a chance I'll get turned down to pay monthly and have to pay my whole premium one go? Also, my previous insurance company has cancelled my old policy because I didn't pay the bill. I never recieved any letters or anything saying they were going to do it and as far as I was aware my money was going out as usual. Is that going to count against me as well?

Car accident without insurance but not at fault?

car accident without insurance but not at fault car parked in driveway and other car swerved into drive way and hit my car can I sue them , there was a witness, and a police ...show more

what credit report does credit karma use

What vision insurance is the best?

I really need to find a best vision insurance. Please help

Car insurance for a 17 year old?

what is the cheapest car insurance company for a 17 year old. (people with recent experience would be very help full) also what car would be cheapest to insure. (would an old car e.g 1980s early 90s be cheaper than a newer car) i am looking at third party insurance and not comprehensive

How much is car insurance in schaumburg illinois?

How can I get auto insurance in my name when the car is registered in someone else's name?

My mom currently has a loan on my car in her name in California. My car is registered in California, but because my husband is active duty military, we relocated to South Carolina. Is there a way I can obtain insurance in my name without being a registered owner?

How much is Taxi Insurance in South Jersey?

I heard Taxi Insurance is Cheaper in South Jersey vs North Jersey. What town are you in? Thanks.

Is it illegal to drive a car that has insurance but I'm not?

My dad has insurance on his car under his name but I'm not insured. Can I drive his car or is it illegal. Please help. Oh and I live in California.

Will my insurance go up over one speeding ticket?

I live in Pennsylvania and have Traveler's insurance paid by my parents. About 2 days ago I got a speeding citation. The officer who pulled me over said they clocked me going 74MPH in a 55MPH zone. I did not dispute this because I know I was speeding and who could have missed the huge signs with the posted speed limit. Anyway I am only 17 years old. This is the first time I have ever been pulled over or got in any trouble on the road. Prior to this I had a perfect driving record. My dad has not gotten any traffic violations in over 30 years and my mom has never gotten any violations of any kind. My older sister who is 18 (also on our Traveler's insurance) has a perfect driving record as well. Do you think our insurance rates will go up considering this is my first ticket and everyone in my family has a PERFECT record except for the ticket of my dad's?

How much would auto insurance cost if?

im about to be 15, and my dad is freaking out about car insurance prices, so how much so i expect to pay for a 2003 jeep liberty/ or honda civic? (texas) also we have geico.

What are some car insurance companys?

would love to know ones that are cheap???

How much do you pay for your car + car insurance?

I pay around $300 for both the car (2001 Hyundai sonata) and the insurance, but me and my husband are having our second child and we know that we need something bigger but cannot find an suv for less than $300, then we still have to pay for insurance. Is anyone out there that pays less than that for a good suv? Thanks for the help

Do i have to have car insurance?

Just wondering

Moped insurance (Ireland)??

how much would insurance cost for a 16 year old in Dublin with a provisional licence on a yamaha aerox 50cc in ireland?

Question about car insurance?

1. How long does it take to get insurance? Can we go in and apply for it tommorrow and have it when we walk out? Or is there a waiting period? How long until you are legally covered? 2. If you get insurance on a car you are going to sell/trade in - can you switch over your insurance to cover the new car? Or how does that work? Problem is, our truck isn't insured right now but we're planning on buying a new car in the next month or 2.. will that make things more difficult for us? - first time insurance buyer

Liability Car Insurance for another state?

Hi, I would really appreciate if someone could give me an answer to resolve this situation: Facts: 1- I legally own a car in the US, currently I'm overseas. 2- My friend has a complete power of attorney 3- Car was registered in California and now is staying in Virginia for almost a year. 4- I put the car on Nonoperational status with CA DMV and canceled insurance in 08.2008. 5- I need to make my car drivable again, and my friend has to move it to MD where she lives. 6- To put car back on road with CA plates I should renew the registration with CA DMV. 7- CA DMV requires the liability insurance before registration. 8- My friend was at the insurance company (Progressive Insurance) and they say, they cannot insure the car with Californian liability unless the car is physically in CA. Wnen I'll be back to US in couple of months I have to drive car back to CA, because I study there so my residence is CA. Can anyone tell me please how this situation can be resolved? - I don't wanna sell my car - registration with MD MVA is the last expensive and unwanted option.

Why do we care about the people who have no health insurance?

they chose not to get insurance... they chose to by 200 dollar shoes over health insurance.. why do i have to pay for them?????? why am i responsible for someone elses well being? i thought adults were good on their own. i would pay taxes for sal healthcare for ALL children but the adults can go **** themselves who dont have it. its not my problem. i dont have many things that i want to get... i dont see anyone else buying the things i want...

How much do you pay for full coverage car insurance?

i'm 19 and going to buy a car soon but i'm trying to get a ball park figure on how much i can expect to pay

Can i get temporary car insurance for my teenager daughter on a separate insurance policy?

I want to get car insurance my teenage daughter (who passed her test 6 months ago).I am unable to add her to my current policy - does anyone know if any other way than changing current car insurance policy

Car Insurance on a 2007 Dodge Charger SXT?

I am a 17 year old guy and i was just wondering roughly how much insurance would be on this car. I know its probably really high i just wanted kind of a rough estimate ! -I have my G2 -I completed Drivers Ed -I live in Ontario -The car is used

What is the difference between Insurance Brokers and Insurance Agents?

What is the difference between insurance brokers and insurance agents?

What are the Cheapest Veichles to insure in Ontario? or in general?

What are the cheapest to insure? or the cheapest to fix?

How much would insurance cost for a young person with a luxury car?

I was wondering if there's anyone (preferably a lady) between 22-25 who has a luxury car like a Jaguar, BMW or an Audi, and how much you pay for insurance. I'm 23 & looking to buy an Audi A4 or a BMW 3 series (second hand). So just wanted to know if theres anyone else out there with those cars :) thanks in advance x

How much will I pay for car insurance as a 17 year old in CA?

I am a 17 year old girl, who is going 2 get a nissan versa. I make about $600.00 a month at my job. My parents said they would get me the car. I have to make monthly payments, which would be $250. They have really good credit. How much would insurance cost? What is the best deal I can get? What company should I go to?

Who has a better idea for getting health insurance companies to cover pre-existing conditions?

The problem is that, without the mandate, insurance companies won't cover people with pre-existing conditions. Otherwise, people will just wait until they get sick to buy insurance. So you have to create a system where everyone is insured -- a mandate. OK, if you don't like the mandate, how would you get insurance companies to provide affordable insurance to people with pre-existing conditions without a requirement for everyone to have insurance Your solution has to cover the situation where a person gets laid off, wants to start their own business, and needs to buy affordable individual coverage (not group coverage) for themselves and their family. You have 30 minutes. Begin....now.

Vehicle hit while parked will insurance rate go up????

I get a call from my girlfriend that on the way to the train she saw my car was smashed -Bumper , fender , Headlight need to be replaced The car was parked at the time. Gessing this would be considered a hit and run?Wll insurance rates go up if i put in a claim?????

Insurance for young drivers?

Hey, i'm a young male who passed his test recently and the insurance quotes I have been getting have been eye popping. Just over 4,000 my quotes have been. I live in the city and dont have a garage or driveway etc and know that can effect the premium but I want a diesel which is insurance group 3, does that have major effect on the premium? I need a little advice on how to go about this

what credit report does credit karma use

https://www.linkedin.com/pulse/pay-credit-off-car-insurance-premium-steven-garcia/